How to withdraw from Crypto.com and spend crypto without selling
Crypto.com limits what you can do with your balance, whether its withdrawals to bank accounts that take days and often require additional verification. Cryptorefills is a faster route: withdraw to a wallet address, spend on 6,600+ brands instantly, without KYC, or the wait.
Want to withdraw and transfer USDT from Crypto.com to your bank account? This guide will show you how to convert USDT to fiat currency and withdraw it seamlessly.
Can you withdraw USDT directly to your bank?
Most banks do not accept cryptocurrency deposits, so you first need to convert USDT to fiat (USD, EUR, etc.) on Crypto.com before withdrawing it to your bank.
Step 1: Convert USDT to fiat currency on Crypto.com
- Log in to the Crypto.com app.
- Tap "Trade" > "Sell USDT."
- Select your fiat wallet (USD, EUR, etc.).
- Confirm the transaction and check the exchange rate and fees.
Tip: Ensure you check Crypto.com’s exchange rates and fees before selling USDT.
Step 2: Withdraw fiat to your bank account
- Open "Accounts" > "Fiat Wallet."
- Tap "Withdraw" and choose your local currency.
- Enter your bank details (if not already added).
- Confirm withdrawal and wait for processing (1-5 business days).
Tip: Some banks may reject crypto-related transactions. If that happens, use an alternative exchange like Binance or Kraken for withdrawals.
Alternative ways to cash out USDT
If Crypto.com doesn’t support bank withdrawals in your country, try:
- Transferring USDT to another exchange that allows direct bank withdrawals.
- Using P2P trading (e.g., Binance P2P) to sell USDT for cash.
Use Cryptorefills to spend USDT directly (No conversion fees!)
Instead of converting USDT to fiat and paying fees, why not use USDT directly for everyday purchases? Cryptorefills allows you to spend your crypto on:
- Gift cards like Amazon, Netflix, Uber, and more
- Mobile top-ups in 150+ countries
- eSIMs for global travel
- Flights & hotels paid directly with crypto
By using Cryptorefills, you avoid exchange fees and use USDT instantly for real-world products and services.
FAQ: USDT withdrawals from Crypto.com
How long does it take to withdraw fiat from Crypto.com?
Typically 1-5 business days, depending on your bank and location.
What are the fees for withdrawing USDT?
Fees vary based on the payment method. Crypto.com may charge network and withdrawal fees.
Can I withdraw USDT directly to my bank?
No, you must first convert it to fiat currency before withdrawing.
If you need fiat, withdrawing USDT from Crypto.com to your bank is a straightforward process. But if you want to avoid fees and use USDT directly, Cryptorefills is the best option for spending your crypto on real-world products.
Frequently asked questions
What is the cheapest network to withdraw from Crypto.com?
USDT on Tron (TRC20), withdrawal fee is around 1 USDT and confirms in under a minute.
Can I spend crypto from Crypto.com without a bank account?
Yes. Withdraw to Cryptorefills and buy gift cards directly no bank account or KYC required.
How long does a Crypto.com withdrawal take?
Tron: under 1 minute. Solana: under 1 minute. Ethereum: 1-5 minutes. Bitcoin: 10-60 minutes.
Does Crypto.com charge withdrawal fees?
Yes. Fees vary by network. TRC20 USDT is cheapest at around 1 USDT. Check the Crypto.com app for current rates.
Can I withdraw CRO from Crypto.com to spend on Cryptorefills?
Yes. CRO is supported on Cryptorefills. Withdraw via Cronos network and spend at checkout.